Articles by Herman Cheng

A passionate advocate of digital storytelling and collaboration, Herman has written and co-authored thought leadership around new technology and finance, which has elevated the global debate on a number of issues, including smart devices, digital transformation, and augmented / virtual reality technologies. Herman’s work on PwC’s flagship Doing Business and Investing China publication was described by the Irish Times as, “the Lonely Planet for would-be investors.” For his contributions in the digital space, Herman was named to Campaign Magazine’s China Digital A List three years in a row.

Forget the Banks: Digital Wallet and Virtual ATM Technologies Tap an Enormous Underbanked and Underserved Market

Jun 25 Herman Cheng

After more than 50 years of dominating retail banking, ATMs might finally be on their way out—and a new force of disruption pushing its way in. The global rise in mobile payment platforms such as ... [Read]

Voice Assistants Moving from Home to Car: Who Can Dominate?

Apr 17 Herman Cheng

Voice assistants such as Alexa and Google Assistant are starting to take off, with their fight now spilling over into an increasing number of domains. Juniper Research projects that by 2023, the number of digital ... [Read]

AI Drug Discovery: Which Pharma Companies are Leading this Revolution?

Apr 9 Herman Cheng

In recent years, we’ve witnessed a rapid surge of investment towards the use of artificial intelligence (AI) in speeding up drug discovery and upping the success rates of pharmaceuticals research. Our aging population is just ... [Read]

Google’s Stadia: Is the Online Gaming Revolution Nearing?

Apr 2 Herman Cheng

At the Game Developers Conference last month, Alphabet’s Google (NASDAQ:GOOGL) announced that it would officially enter the video game console races, but with a twist this time: There won’t actually be a gaming console. Instead, the ... [Read]

Disrupting the Digital Health Market: First Amazon, What Company’s Next?

Mar 26 Herman Cheng

For the past few years, the largest tech companies—including Alphabet (NASDAQ:GOOGL), Amazon (NASDAQ:AMZN), and Microsoft (NASDAQ:MSFT)—have accelerated their advances into the digital health market. The reason for this is simple: as the baby boomer generation ages, health ... [Read]

Walmart Rebrands as Silicon Valley Tech | Which Companies are Set to Follow?

Mar 19 Herman Cheng

As Walmart rebrands as Silicon Valley tech, who could be next? Last week, Walmart (NYSE:WMT) made waves after, very publicly, re-billing itself as a tech company at this year’s SXSW event. At the Austin conference, Walmart’s ... [Read]

Blockchain Smart Contracts Climb: Growing Regulatory Acceptance

Mar 12 Herman Cheng

Last week, lawmakers passed a bill in the Connecticut General Assembly proposing that blockchain smart contracts will have full legal effect and be approved for business use in the state. An equivalent bill was passed ... [Read]

Artificial Intelligence Hits Banking Sector: Who’s in the Lead?

Mar 5 Herman Cheng

Artificial intelligence is now rippling through the finance industry, so it’s important for us to take stock of which players are doing the most to stay ahead of this digital transformation. That’s because this critical ... [Read]

5G Chatter to Reach Critical Mass in 2019, Lifting Tech Stocks Along the Way

Feb 26 Herman Cheng

With the 5G rollout already underway and expected to launch sometime next year, we should be expecting a lot of chatter around the next generation in mobile online connectivity in 2019, starting with the Mobile ... [Read]

Could Facebook Revive the Blockchain Industry?

Feb 12 Herman Cheng

Is a blockchain industry revival about to happen? Facebook’s newest acquisition signals that 2019 might be the year to finally invest in blockchain. Investor momentum behind blockchain technology may finally be building up with the ... [Read]